Debt Elimination: Advice, Hints, and TipsUseful Information about Debt Elimination |
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Practically speaking, you have a right under federal law to challenge items on your credit report. The credit bureau then has a reasonable period of time, usually interpreted as 30 days to decide whether that item should be removed. The credit-reporting agency usually forwards the protest to the credit grantor. If the credit grantor reaffirms the information, the credit bureaualmost always sides with the credit grantor.
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