Debt Elimination: Advice, Hints, and TipsUseful Information about Debt Elimination |
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You can sue a creditor who violates any FCBA (Fair Credit Billing Act) provisions. If you win, you may be awarded damages resulting from the violation, plus twice the amount of any finance charge (but not less that $100 or more than $1,000). The court may also order the creditor to pay your attorney's fees and costs. You may consult your Legal Assistance Office for advice about such lawsuits, but a military legal assistance attorney will not be able to represent you in court. If possible, retain a private attorney who is willing to accept whatever fee the court awards as the entire fee for representing you. Some lawyers may not be willing to accept your case unless you agree to pay their fee--win or lose--or if you will add to a fee awarded by the court but which they believe is too low. Be sure you get a full explanation of what it could cost before you go to court.
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