Debt Elimination

Debt Elimination: Advice, Hints, and Tips Useful Information about Debt Elimination
	The bankruptcy court allows an individual to keep certain assets under exemptions which are spelled out in state law. In Colorado, there is a $30,000 homestead exemption which means that a creditor can not force you to sell your home if there is less than $30,000 equity in it. Other exemptions in Colorado include: household goods up to $1500 in value; wearing apparel up to $750 in value; jewelry and watches up to $500 in value; tools and equipment for the purpose of gainful occupation up to $1500 in value; a motor vehicle up to $1000 in value. Most of these values are calculated using salvage value since there is generally no market for them. However, the motor vehicle value is calculated from the current "Blue Book" unless there is extensive damage to it.
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Debt Elimination: Advice, Hints, and Tips

Useful Information about Debt Elimination